A credit card which empowers you to secure your tomorrow while rewarding your today. The card offers supersized rewards on your daily purchases and LIC premium payments. These rewards can be redeemed anywhere online, even to fund your next LIC premium payment. That’s not all, there are lifestyle privileges like airport & railway lounge access, road-side assistance, and insurance cover.
• Complimentary Domestic Airport Lounge access, once every quarter*
• Complimentary Railway Lounges access, twice every quarter
• Fuel Surcharge waiver up to ₹200 per statement cycle for transactions between ₹200 to ₹5,000
• Personal Accident Cover of ₹2,00,000
• Purchase Protection Cover, Credit Shield & Lost card liability of ₹25,000 each
• Complimentary Road-Side Assistance worth ₹1,399
Note – Airport lounge access is subject to ₹5,000 spent in the previous month.
• Lifetime Free Credit Card
• Lower interest rate starting at 9% P.A., in case you wish to carry forward your credit card balances
• ATM cash withdrawals at ZERO interest until next due date, nominal cash withdrawal fee of ₹199 per withdrawal applicable
• 6X reward points on LIC Insurance premiums
• 3X reward points on your daily essentials like Grocery, Utility bills, Railway bookings, Education & Government payment (Capped to 300 RP pm)
• 3X reward points on other spends
• Redeem reward points for any online purchase including for your next LIC Premium payment
• Reward points have a validity of 3 years
• 1X = 1 Reward Point per ₹125 spent | 1 Reward Point = ₹0.25
• Reward points are not applicable on Fuel, Rent & property management payments, ATM cash withdrawals, Non-LIC insurance premium and EMI transactions.
• 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
• Exciting merchant offers worth ₹1,500+
• Primary cardholder should be above the age of 21 years
• Annual income of ₹3 lakhs or more